For Individuals

Personal Banking

Canadian banking solutions tailored to your personal financial goals, with eligible deposits protected under CDIC coverage where applicable. Explore investment banking for growth-focused clients.

Personal Accounts

Chequing, savings, and registered plans designed for everyday banking in Canada

Personal chequing

Everyday banking with no monthly fee and unlimited debit transactions in Canada.

  • No monthly maintenance fee
  • Free online and mobile banking
  • Debit card for in-store and online purchases
  • Overdraft protection available (subject to approval)
  • Eligible deposits insured by CDIC, up to applicable limits
Open Account

High-interest savings

Grow your balance with a competitive annual interest rate and flexible access.

  • 2.50% annual interest rate (rates subject to change)
  • No minimum balance
  • CDIC insured up to $100,000 per eligible deposit category
  • Mobile banking access
Open Account

Money Market

Higher interest with limited cheque-writing privileges and debit card access.

  • 3.25% annual interest rate (rates subject to change)
  • $2,500 minimum balance
  • Limited cheque writing
  • Debit card included
  • Eligible deposits may be CDIC-insured, up to applicable limits
Open Account

Guaranteed Investment Certificate (GIC)

Lock in a fixed return with our competitive GIC rates and terms—principal protected at maturity for eligible products.

  • Up to 4.50% annual interest (non-cashable; rates subject to change)
  • Terms from 3 months to 5 years
  • $1,000 minimum deposit
  • Eligible deposits may be CDIC-insured, up to applicable limits
Open Account

RRSP & TFSA

Save for retirement or other goals with registered plans recognized by the CRA.

  • Registered Retirement Savings Plan (RRSP) options
  • Tax-Free Savings Account (TFSA) options
  • Tax-advantaged growth within plan rules
  • Investment choices subject to plan agreements
Open Account

Youth Savings

Help young savers build good financial habits with our youth accounts.

  • For youth under 18 (parent or guardian required)
  • No monthly fees
  • Financial education resources
  • Parent/guardian oversight
Open Account

Digital Banking Features

Bank anywhere, anytime with our comprehensive digital banking platform

Mobile Banking

Full-featured mobile app for iOS and Android devices

Online Banking

Secure web portal for all your banking needs

Account Alerts

Real-time notifications for account activity

Bill payment

Schedule and pay bills online, including pre-authorized debits where available

Ready to Start Your Banking Journey?

Open your personal account today and experience modern banking at its best

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